Interest Rates Tables
The Association maintains the following Interest Rates tables:
POUNDS STERLING
Official base rates, averaged monthly
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| JANUARY | 6.04 | 5.64 | 6.00 | 4.00 | 4.00 | 3.75 | 4.75 | 4.50 | 5.17 | 5.50 | 1.61 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.75 | 0.10 | 0.25 | 3.50 |
| FEBRUARY | 5.57 | 5.92 | 5.81 | 4.00 | 3.79 | 3.96 | 4.75 | 4.50 | 5.25 | 5.30 | 1.09 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.75 | 0.10 | 0.50 | 4.00 |
| MARCH | 5.50 | 6.00 | 5.75 | 4.00 | 3.75 | 4.00 | 4.75 | 4.50 | 5.25 | 5.25 | 0.58 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.10 | 0.10 | 0.75 | |
| APRIL | 5.29 | 6.00 | 5.54 | 4.00 | 3.75 | 4.00 | 4.75 | 4.50 | 5.25 | 5.07 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.10 | 0.10 | 0.75 | |
| MAY | 5.25 | 6.00 | 5.33 | 4.00 | 3.75 | 4.22 | 4.75 | 4.50 | 5.43 | 5.00 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.10 | 0.10 | 1.00 | |
| JUNE | 5.08 | 6.00 | 5.25 | 4.00 | 3.75 | 4.00 | 4.75 | 4.50 | 5.50 | 5.00 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.10 | 0.10 | 1.25 | |
| JULY | 5.00 | 6.00 | 5.25 | 4.00 | 3.58 | 4.50 | 4.75 | 4.50 | 5.72 | 5.00 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.10 | 0.10 | 1.25 | |
| AUGUST | 5.00 | 6.00 | 5.01 | 4.00 | 3.50 | 4.71 | 4.53 | 4.75 | 5.75 | 5.00 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.25 | 0.75 | 0.75 | 0.10 | 0.10 | 1.75 | |
| SEPTEMBER | 5.19 | 6.00 | 4.90 | 4.00 | 3.50 | 4.75 | 4.50 | 4.75 | 5.75 | 5.00 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.25 | 0.75 | 0.75 | 0.10 | 0.10 | 2.25 | |
| OCTOBER | 5.25 | 6.00 | 4.53 | 4.00 | 3.50 | 4.75 | 4.50 | 4.75 | 5.75 | 4.61 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.25 | 0.75 | 0.75 | 0.10 | 0.10 | 2.25 | |
| NOVEMBER | 5.47 | 6.00 | 4.11 | 4.00 | 3.70 | 4.75 | 4.50 | 4.93 | 5.75 | 3.30 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.75 | 0.10 | 0.10 | 3.00 | |
| DECEMBER | 5.50 | 6.00 | 4.00 | 4.00 | 3.75 | 4.75 | 4.50 | 5.00 | 5.54 | 2.10 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.25 | 0.50 | 0.75 | 0.75 | 0.10 | 0.25 | 3.50 |
EURO
Official base rates, averaged monthly
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | ||
| JANUARY | 4.75 | 2.75 | 2.75 | 2.00 | 2.00 | 2.25 | 3.50 | 4.00 | 2.32 | 1.00 | 1.00 | 1.00 | 0.75 | 0.25 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.50 | |||
| FEBRUARY | 4.75 | 2.75 | 2.75 | 2.00 | 2.00 | 2.25 | 3.50 | 4.00 | 2.00 | 1.00 | 1.00 | 1.00 | 0.75 | 0.25 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.00 | |||
| MARCH | 4.75 | 2.75 | 2.54 | 2.00 | 2.00 | 2.50 | 3.70 | 4.00 | 1.66 | 1.00 | 1.00 | 1.00 | 0.75 | 0.25 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||
| APRIL | 4.75 | 2.75 | 2.50 | 2.00 | 2.00 | 2.50 | 3.75 | 4.00 | 1.31 | 1.00 | 1.20 | 1.00 | 0.50 | 0.25 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||
| MAY | 4.58 | 2.75 | 2.50 | 2.00 | 2.00 | 2.75 | 3.75 | 4.00 | 1.06 | 1.00 | 1.25 | 1.00 | 0.50 | 0.25 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||
| JUNE | 4.50 | 2.75 | 2.09 | 2.00 | 2.00 | 2.75 | 3.90 | 4.00 | 1.00 | 1.00 | 1.25 | 1.00 | 0.50 | 0.25 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||
| JULY | 4.25 | 4.50 | 2.75 | 2.00 | 2.00 | 2.00 | 3.00 | 4.00 | 4.19 | 1.00 | 1.00 | 1.45 | 0.80 | 0.50 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.50 | |||
| AUGUST | 4.25 | 4.48 | 2.75 | 2.00 | 2.00 | 2.00 | 3.00 | 4.00 | 4.25 | 1.00 | 1.00 | 1.50 | 0.75 | 0.50 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.50 | |||
| SEPTEMBER | 4.50 | 4.02 | 2.75 | 2.00 | 2.00 | 2.00 | 3.00 | 4.00 | 4.25 | 1.00 | 1.00 | 1.50 | 0.75 | 0.50 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.25 | |||
| OCTOBER | 4.70 | 3.75 | 2.75 | 2.00 | 2.00 | 2.00 | 3.16 | 4.00 | 3.98 | 1.00 | 1.00 | 1.50 | 0.75 | 0.50 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | |||
| NOVEMBER | 4.70 | 3.38 | 2.75 | 2.00 | 2.00 | 2.00 | 3.25 | 4.00 | 3.43 | 1.00 | 1.00 | 1.25 | 0.75 | 0.50 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | |||
| DECEMBER | 4.70 | 2.65 | 2.75 | 2.00 | 2.00 | 2.25 | 3.40 | 4.00 | 2.72 | 1.00 | 1.00 | 1.02 | 0.75 | 0.25 | 0.15 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.50 | |||
US DOLLAR
Prime Rates, averaged monthly
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| JANUARY | 7.75 | 8.50 | 9.07 | 4.75 | 4.25 | 4.00 | 5.25 | 7.26 | 8.25 | 6.98 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 3.75 | 4.50 | 5.50 | 4.75 | 3.25 | 3.25 | 7.50 |
| FEBRUARY | 7.75 | 8.73 | 8.50 | 4.75 | 4.25 | 4.00 | 5.49 | 7.50 | 8.25 | 6.00 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 3.75 | 4.50 | 5.50 | 4.75 | 3.25 | 3.25 | 7.75 |
| MARCH | 7.75 | 8.84 | 8.32 | 4.75 | 4.25 | 4.00 | 5.58 | 7.53 | 8.25 | 5.66 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.00 | 4.75 | 5.50 | 3.25 | 3.25 | 3.38 | |
| APRIL | 7.75 | 9.00 | 7.83 | 4.75 | 4.25 | 4.00 | 5.75 | 7.75 | 8.25 | 5.24 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.00 | 4.75 | 5.50 | 3.25 | 3.25 | 3.50 | |
| MAY | 7.75 | 9.24 | 7.24 | 4.75 | 4.25 | 4.00 | 5.98 | 7.93 | 8.25 | 5.00 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.25 | 4.75 | 5.50 | 3.25 | 3.25 | 3.94 | |
| JUNE | 7.75 | 9.50 | 6.99 | 4.75 | 4.22 | 4.01 | 6.01 | 8.02 | 8.25 | 5.00 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.25 | 5.00 | 5.50 | 3.25 | 3.25 | 4.38 | |
| JULY | 7.95 | 9.50 | 6.75 | 4.75 | 4.00 | 4.25 | 6.25 | 8.25 | 8.25 | 5.00 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.25 | 5.00 | 5.50 | 3.25 | 3.25 | 4.85 | |
| AUGUST | 8.06 | 9.50 | 6.67 | 4.75 | 4.00 | 4.43 | 6.44 | 8.25 | 8.25 | 5.00 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.25 | 5.00 | 5.25 | 3.25 | 3.25 | 5.50 | |
| SEPTEMBER | 8.25 | 9.50 | 6.28 | 4.75 | 4.00 | 4.58 | 6.59 | 8.25 | 8.03 | 5.00 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.25 | 5.25 | 5.15 | 3.25 | 3.25 | 5.70 | |
| OCTOBER | 8.25 | 9.50 | 5.53 | 4.75 | 4.00 | 4.75 | 6.75 | 8.25 | 7.74 | 4.56 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.25 | 5.25 | 5.00 | 3.25 | 3.25 | 6.25 | |
| NOVEMBER | 8.34 | 9.50 | 5.10 | 4.35 | 4.00 | 4.93 | 7.00 | 8.25 | 7.50 | 4.00 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.50 | 4.25 | 5.25 | 4.75 | 3.25 | 3.25 | 6.95 | |
| DECEMBER | 8.50 | 9.50 | 4.84 | 4.25 | 4.00 | 5.15 | 7.15 | 8.25 | 7.33 | 3.61 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.25 | 3.37 | 3.75 | 4.50 | 5.50 | 4.75 | 3.25 | 3.25 | 7.27 |
US LIBOR
3-monthly Rates, averaged monthly
| 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| JANUARY | 5.00 | 6.03 | 5.69 | 1.82 | 1.36 | 1.12 | 2.67 | 4.60 | 5.36 | 3.92 | 1.21 | 0.25 | 0.30 | 0.57 | 0.31 | 0.24 | 0.25 | 0.62 | 1.05 | 1.79 | 2.80 | 1.90 | 0.24 | 0.22 | 4.80 |
| FEBRUARY | 4.99 | 6.10 | 5.34 | 1.90 | 1.34 | 1.12 | 2.82 | 4.75 | 5.36 | 3.09 | 1.24 | 0.25 | 0.31 | 0.50 | 0.28 | 0.24 | 0.26 | 0.64 | 1.15 | 1.85 | 2.73 | 1.74 | 0.20 | 0.30 | 4.80 |
| MARCH | 5.00 | 6.19 | 4.96 | 1.98 | 1.28 | 1.11 | 3.02 | 4.92 | 5.35 | 2.78 | 1.27 | 0.27 | 0.31 | 0.47 | 0.20 | 0.23 | 0.27 | 0.63 | 1.16 | 2.29 | 2.60 | 1.25 | 0.18 | 0.51 | |
| APRIL | 4.99 | 6.31 | 4.61 | 1.96 | 1.30 | 1.15 | 3.15 | 5.07 | 5.35 | 2.79 | 1.26 | 0.31 | 0.28 | 0.47 | 0.20 | 0.22 | 0.28 | 0.63 | 1.18 | 2.33 | 2.60 | 1.44 | 0.20 | 0.96 | |
| MAY | 5.02 | 6.75 | 4.10 | 1.90 | 1.28 | 1.25 | 3.26 | 5.18 | 5.36 | 2.70 | 0.82 | 0.46 | 0.26 | 0.47 | 0.28 | 0.23 | 0.28 | 0.64 | 1.29 | 2.34 | 2.58 | 0.54 | 0.18 | 1.36 | |
| JUNE | 5.17 | 6.79 | 3.83 | 1.87 | 1.12 | 1.41 | 3.42 | 5.38 | 5.36 | 2.77 | 0.62 | 0.54 | 0.25 | 0.47 | 0.27 | 0.23 | 0.28 | 0.69 | 1.30 | 2.34 | 2.48 | 0.34 | 0.13 | 1.63 | |
| JULY | 5.31 | 6.73 | 3.75 | 1.84 | 1.10 | 1.62 | 3.60 | 5.50 | 5.36 | 2.79 | 0.48 | 0.51 | 0.25 | 0.45 | 0.27 | 0.23 | 0.31 | 0.82 | 1.31 | 2.34 | 2.33 | 0.30 | 0.15 | 2.29 | |
| AUGUST | 5.45 | 6.69 | 3.56 | 1.77 | 1.13 | 1.72 | 3.79 | 5.42 | 5.48 | 2.81 | 0.35 | 0.36 | 0.29 | 0.43 | 0.26 | 0.23 | 0.34 | 0.85 | 1.35 | 2.35 | 2.29 | 0.25 | 0.12 | 2.80 | |
| SEPTEMBER | 5.56 | 6.67 | 3.03 | 1.80 | 1.14 | 1.90 | 3.91 | 5.38 | 5.49 | 3.12 | 0.30 | 0.29 | 0.35 | 0.39 | 0.24 | 0.23 | 0.32 | 0.88 | 1.36 | 2.32 | 2.13 | 0.25 | 0.12 | 3.14 | |
| OCTOBER | 6.18 | 6.77 | 2.40 | 1.78 | 1.16 | 2.08 | 4.16 | 5.37 | 5.17 | 4.06 | 0.28 | 0.29 | 0.41 | 0.33 | 0.24 | 0.23 | 0.34 | 0.91 | 1.42 | 2.40 | 2.01 | 0.23 | 0.13 | 3.75 | |
| NOVEMBER | 6.10 | 6.75 | 2.10 | 1.45 | 1.17 | 2.30 | 4.34 | 5.37 | 4.95 | 2.28 | 0.27 | 0.29 | 0.48 | 0.31 | 0.24 | 0.24 | 0.48 | 0.99 | 1.61 | 2.58 | 1.89 | 0.22 | 0.14 | 4.46 | |
| DECEMBER | 6.12 | 6.54 | 1.92 | 1.40 | 1.17 | 2.45 | 4.48 | 5.36 | 4.98 | 1.83 | 0.25 | 0.30 | 0.56 | 0.31 | 0.24 | 0.25 | 0.62 | 1.01 | 1.77 | 2.75 | 1.90 | 0.23 | 0.18 | 4.80 |